What banks can I not use with Bittylicious?

Any real bank is fine, and any bank that correctly sends the account name and the reference across is also fine. Some banks do not do this, and these must not be used with Bittylicious. The banks/payment services listed below cannot be used to buy from Bittylicious:

United Kingdom

• APS Financial (their implementation of Faster Payments takes too long - typically 3-4 hours)
• Cahoot (seems to send slow payments via Bank Giro Credit)
• CardOne (does not send payer data)
• Cater Allen (payments take 24-48 hours to arrive)
• Clydesdale (unreliable payer information)
• Cumberland Building Society (unreliable payer information for Paym - this can be used for bank transfers, but not PAYM)
• Eccount (because they use BACS, not Faster Payments)
• Ffrees (payments take 1+ days to send and does not send payer data)
• Fidor Bank UK (payments can take up to two hours to arrive and only during UK working hours)
• Intelligent Finance (takes a long time to arrive)
• Loot (does not send payer data)
• Monese (does not send payer data)
• My CashPlus
• Norwich and Peterborough Building Society (unreliable payer information)
• One account (does not send payer data)
• Revolut (payments seem to take 30 minutes to send)
• Payoneer (for selling cryptocurrencies as they only accept incoming payments from company accounts)
• Pocket, Pocket (Wireless Card Solutions Ltd) - (does not send payer data)
• PockitCard - Slow payments, doesn't send payer data
• Santander Online Savings accounts - Current accounts are fine, but accounts with names like X13000000 do not supply payer information
• Secure Trust (payments take 1+ days to send)
• Skipton Bulding society investment account (unreliable payer information)
• Standard bank international (slow payments, does not send payer data)
• Suits Me - (Doesn't send payer data)
• thinkmoney (does not send payer data)
• U Account (does not send payer data)
• Ulster Bank (does not send payer data)
• United Bank UK (does not send payer data)
• Yorkshire Bank (unreliable payer information)
• Yorkshire Building Society (payments take 24 hours to arrive)

You also must not use any intermediaries that convert between currencies, e.g. Transferwise. This is because we lose any information about the payer.

Republic of Ireland

• Bank of Ireland (payments take around 35 hours and no payer information is sent)

Poland

• Bank Spółdzielczy w Piasecznie (does not send payer data)